Why Is Best Travel insurance important?
We know travel insurance can seem like just one more expense, but why buy best travel insurance plan have more convincing answers below.
If you are travelling overseas, or even domestically, taking out best travel insurance plan is highly recommended. Travel insurance gives you lots of benefits like as:
- Getting help overseas
- Best travel insurance provides you protection from medical cost
- It gives reimbursed for your losses and expenses
- It can cover disruption to your trip
In many countries, medical treatment for visitors can be incredibly expensive; daily hospitalization & medications are sometimes very high and unbearable. If you take out best travel insurance plan, you won’t lose your money.
Here I am sharing you the list of few best travel insurance in India and their primary benefits:
1 Apollo Munich:
Categories – Individual, family floater, Annual Multi-trip
Features – Emergency cash advance, loss of baggage, trio cancellation, coverage of personal liability
Not covered – Pre-existing diseases
2 Bajaj Allianz:
Categories – Individual, family floater, Student, Annual Multi Trip, Senior citizen
Features – Emergency Cash, Loss of Checked in baggage, Home Burglary, 2-way Compassionate Visit, Coverage of Bail Bond
Not covered – Pre-existing disease
3 Bharti AXA:
Categories – Individual, family floater, Annual Multi-trip
Features – 2-way Compassionate Visit, Emergency Cash advance, Specific Schengen plan.
Not covered – Pre-existing disease
4 Future Generali:
Categories – Individual, Annual Multi Trip
Features – Emergency Cash advance, Child Escort benefit, Trip cancellation & curtailment, Coverage of personal liability
Not covered – Pre-existing disease
5 HDFC ERGO:
Categories – Individual, family floater, Annual multi-trip, student
Features – Loss of checked in baggage, Flight delay benefits, Study Interruption(Student), Treatment of mental & nervous disorders(student)
Not covered – Pre-existing disease & disorders
6 Reliance General Insurance:
Categories – Individual, family floater, Student, Annual Multi Trip, Senior citizen
Features – Loss of checked in baggage, Emergency Cash advance, Home Burgurly covered, 2-way Compassionate Visit, Coverage all bail bond
Not Covered – NA
7 Religare:
Categories – Individual, family floater, Student, Annual Multi Trip, Senior citizen
Features – Loss of checked in baggage, Emergency Cash advance, 2-way Compassionate Visit, Coverage all bail bond, coverage of pre-existing diseases.
Not Covered – NA
8 Star Health:
Categories – Individual
Features – Flight delay and missed flight benefit
Not covered – Pre-existing disease & disorders
9 Tata AIG:
Categories – Individual, family floater, Student, Annual Multi Trip, Senior citizen
Features – Loss of checked in baggage, Emergency Cash advance, 2-way Compassionate Visit, Coverage all bail bond, Home burgurly
Not Covered – NA
10 Universal Sompo:
Categories – Individual
Features – Flight delay & missed flight benefit
Not covered – Pre-existing disease & disorders
Hope you all have a clear understanding of the best travel insurance plan in India 2018, There are many travel situations where travel insurance is necessary.
When you plan your vacation out of your home country, your health insurance may not travel with you. Whenever you are going abroad, buy either a travel medical plan or vacation plan for medical emergencies.
[highlight bgcolor=”#eeee22″ txtcolor=”#000000″]Disclaimer:[/highlight] The tips and advice based on research through various information sources. Nothing is absolute; features may differ or update as per company policy according to the destination.